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The "Win-Win" Rent to Own Investment 

Real Estate Specialists of America has created an opportunity for investors to buy homes today for qualified individuals on a two year Rent to Own Program. You don’t buy your home until we have a qualified tenant/buyer in place.  We will be only showing the tenants homes that are priced right and located in solid neighborhoods. All financial details are disclosed upfront, including the rent amount, purchase price in two years, and the non-refundable Option Consideration.

The beauty to the investor in this program is that now and over the next few years there are going to be a lot more people on the market that are truly good people with jobs and that make money, but they let themselves get locked into an ARM a few years ago with a prepay and their homes have depreciated since the builders have lowered the prices on their spec homes in the same sub division. These people are losing their homes to foreclosure, short sale, or are just walking away. It will be two to three years before they can qualify to buy again.

You combine these people with all the potential first home buyers that can’t get approved right now and you get one giant pool of excellent Rent to Own Tenants.

We have created a solution to this national lending crisis by providing a Win-Win opportunity for both the future home buyer and the investor. The future home buyer gets an opportunity to shop for a home right now in this incredible buyer’s market. The investor gets a lender approved tenant with a pre planned exit strategy.

The Investor Network's primary focus is to help our clients build wealth using Real Estate as the vehicle.  In support of our clients in a constantly changing market, we are working to build strategies that deliver best results.  The program revolutionizes the basic Lease Option program by providing a real opportunity for success for the Renter/Buyer to actually succeed in their dream of home ownership, while providing strong investor incentives and returns.

The Renter/Buyer (R/B) meets with one of our Professional Financing Partners to determine if they are qualified for our program.  If the R/B is qualified, our Financing Partner will tell us how much the R/B can afford to pay on a monthly basis.  We take this number and submit it to our Win-Win Investment Analysis Program to determine the price range for the home.  Armed with the price range, we show the renter/buyer homes that fit what they are looking for.  Allowing the R/B to choose their own home increase the chances that the R/B will exercise their option and the R/B is more likely to treat the home as their own home.  The buyer will pay a higher than market rent because a portion of the rent will be credited to the R/B if they exercises their option.  

With the Win-Win Rent-to-Own investment our Investors benefits in several ways.  With higher than market rents that actually provides a positive cash flow.  Our in house Win-Win Investment Analysis Program will set the rent and predict returns for the Investor including exercise price and monthly rent receipts.            

 

Investor BenefitsRenter/Buyer Benefits
Higher RentsPositive Cash Flow   Predictable ReturnsPredefined Exit StrategyBetter Renters Property ManagementBuying in a Buyers MarketBuilding Wealth Through Real EstateHome SelectionHelp Establish CreditSaving the Down PaymentHelp with Closing CostsBuying in a Buyers MarketBreaking the rent cycleBuilding Wealth Through Real Estate

 

 

For example, with our program, if you were to buy a house right now for $250,000, you would have a tenant from day 1 who has agreed to pay you a monthly rent of $1,900 + tax. This tenant will also pay you an $8,427 Non Refundable Option Consideration payment for the right to purchase this property from you in two years for $280,900. This tenant comes pre-screened through one of our affiliate lenders and all of these numbers have been agreed to before we start showing them houses.

We are only making this program available to prospective tenants that our Professional Financing Partners feel have a very good chance of getting permanent financing in a 2-3 year period. The Professional Financing Partners will be working with them to fix whatever issues they need to in order to qualify. While there is no guarantee that they will buy the house from you, we are taking the necessary steps to achieve a high number of conversions.

This program provides the investor with a good cash on cash return (24-28% annually), positive cash flow from day 1, & a pre screened tenant who is interested in purchasing this home in the future.

 

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